Final IRS Regulations on Catch-Up Contributions: What Actually Changes and When
The IRS has finalized regulations that explain how two SECURE 2.0 Act changes to catch-up contributions will work in practice. Catch-up dollars are the extra amounts people age 50 or older can put into a 401(k), 403(b), or governmental 457(b) each year. The headline changes are simple: some higher earners will have to make those… Read more Final IRS Regulations on Catch-Up Contributions: What Actually Changes and When
Aldrich Wealth Recognized as a Top CPA-Affiliated Firm by Accounting Today
Lake Oswego, OR., June 12, 2025 – Aldrich Wealth has been recognized by Accounting Today’s 19th annual ranking of Top Firms by AUM as the 12th highest CPA-affiliated wealth management firm, amongst 200 firms nationally. The 2025 “Wealth Magnets” list identifies the leading firms based on assets under management (AUM), highlighting the nation’s top CPA wealth management… Read more Aldrich Wealth Recognized as a Top CPA-Affiliated Firm by Accounting Today
Navigating Washington State’s Estate Tax and Capital Gains Changes
In response to a projected budget deficit, Washington State enacted significant tax policy changes on May 20, 2025, which will impact the state’s capital gains and estate taxes. These reforms are intended to generate additional revenue for essential public services including education, infrastructure, and healthcare. For individuals and families with substantial assets, these changes may… Read more Navigating Washington State’s Estate Tax and Capital Gains Changes
You Moved—But Did Your Assets Follow?
When a client moved from California to Oregon, they thought the hardest part of relocation was behind them. But during a planning review with our Aldrich Wealth and Aldrich CPAs + Advisors team, a different kind of complication surfaced—one that had nothing to do with moving boxes. Their estate documents, drafted under California’s community property… Read more You Moved—But Did Your Assets Follow?
From Startup to Exit: The Tax Strategy Every Founder Should Know
Many business owners start small – building their companies from the ground up. In the beginning, the focus is often on survival: growing revenue, hiring the right people, and keeping the business moving forward. But just as important as how you build your business is how you structure it – and eventually, how you exit… Read more From Startup to Exit: The Tax Strategy Every Founder Should Know
Mastering Your Budget
What does it really look like to build a budget that not only supports your goals, but evolves with your life? Budgeting is a fundamental tool in achieving financial stability, whether you’re building wealth, running a business, or enjoying retirement. By proactively managing income and expenses, you can live within your means, avoid unnecessary debt,… Read more Mastering Your Budget
Why Market Volatility Makes Us Our Own Worst Enemy
The biggest risk during a volatile market isn’t the market itself, it’s how we react to it. It’s not just the red numbers on the screen. It’s the endless push notifications, the flashing headlines, and the anxious tones in everyday conversations. Fear doesn’t just creep in – it surrounds us. Volatility makes your investment portfolio… Read more Why Market Volatility Makes Us Our Own Worst Enemy
Deepfaked Fiduciary
The Very Real AI Threat Nobody’s Talking About https://vimeo.com/1081918786?share=copy#t=0 The rapid rise of AI-driven deepfake technology has introduced a dangerous new frontier for 401(k) fiduciaries. These fiduciaries often have the authority to authorize the release of participant funds from a plan and under the Employee Retirement Income Security Act (ERISA), fiduciaries have personal liability for participant losses… Read more Deepfaked Fiduciary
Strategies to Diversify a Concentrated Stock Position
If you’ve built up a large position in a single stock – from years of stock awards at your company, a successful IPO, or a major inheritance – you’re not alone. It’s a common situation for high-net-worth investors. But holding too much of one stock can be risky. No matter how well a company is… Read more Strategies to Diversify a Concentrated Stock Position
All That Glitters is Not Gold
All That Glitters is Not Gold Few asset classes engender as much debate as gold. The discussion surrounding gold is most prevalent in times of heightened market volatility and uncertainty. Aldrich Wealth’s investment team aims to provide an objective view of the role gold might play in an investment portfolio – confirming or debunking the… Read more All That Glitters is Not Gold
Q1 2025 Market Commentary + Outlook
Q1 2025 Market Commentary + Outlook Executive Summary The S&P 500 declined 4.3% in the first quarter of 2025, with most losses occurring in March as economic uncertainty intensified. Inflation expectations rose sharply following the announcement of broad new tariffs, and the Federal Reserve (Fed) held interest rates steady, signaling a more cautious approach amid… Read more Q1 2025 Market Commentary + Outlook
Trumpenomics
Trumpenomics It would be seemingly disingenuous to discuss markets without addressing tariffs. They dominate headlines and fill our mental bandwidth with their unpredictability. However, it is important to avoid the temptation to chase the latest tariff headline and instead focus on the broader economic signals at work. In doing so, we must first revisit the… Read more Trumpenomics
