Aldrich Wealth Surpasses $7 Billion in Assets Under Advisement
Aldrich Wealth has reached a significant milestone, exceeding $7 billion in assets under advisement for the first time in the firm’s history. This achievement reflects the firm’s continued commitment to guiding business owners, corporate executives, and families through the complexities of personal and professional financial planning. “Our ability to grow as a firm reflects our… Read more Aldrich Wealth Surpasses $7 Billion in Assets Under Advisement
Charitable Giving Rules Are Changing in 2026: What to Know and What to Do Before December 31, 2025
Effective January 1, 2026, the One Big Beautiful Bill Act (OBBBA) reshapes how individuals deduct charitable contributions. Several changes are favorable for broad participation, while others trim deductions for higher-income households. Planning before year-end 2025 can significantly improve outcomes. What’s Changing in 2026 Universal (above-the-line) charitable deduction for non-itemizer Beginning in 2026, taxpayers who take… Read more Charitable Giving Rules Are Changing in 2026: What to Know and What to Do Before December 31, 2025
Closing Out 2025: Financial Planning Strategies to Consider Before Year End
The final months of the year often bring a flurry of activity and an opportunity to pause and take stock of your financial picture. Recent updates under the One Big Beautiful Bill Act (OBBBA) and upcoming tax changes for 2026 make this a good time to revisit your financial plan and consider whether any adjustments… Read more Closing Out 2025: Financial Planning Strategies to Consider Before Year End
5 Moves Business Owners Should Make Before December 31
Year-end is your chance to turn business success into long-term personal wealth by acting on taxes, retirement, and planning before December 31. With major tax law changes from the new OBBBA, now is the time to align your business and personal strategies for maximum advantage. Below are five moves to consider before the calendar turns…. Read more 5 Moves Business Owners Should Make Before December 31
Kathy Peterson Recognized by NAPA as a 2025 Top Women of Excellence
LAKE OSWEGO, OR, November 4, 2025 – Aldrich Wealth, a registered investment advisor (RIA) with over $6.5 billion in assets under management (AUM), today announced Kathy Peterson, CPFA™, AIF®, CRPC®, Director of Corporate Retirement Plans, has been recognized by the National Association of Plan Advisors (NAPA) as one of the 2025 Top Women of Excellence for… Read more Kathy Peterson Recognized by NAPA as a 2025 Top Women of Excellence
What to Do with Cash on the Sidelines
Few financial choices feel as comfortable as holding cash. Whether it’s in a savings account, money market fund, or tucked away purely for peace of mind, cash provides a sense of security. Yet comfort can be costly. Too much cash, or cash held for the wrong reasons, can quietly diminish purchasing power and wealth over… Read more What to Do with Cash on the Sidelines
Q3 2025 Market Commentary + Outlook
Q1 2025 Market Commentary + Outlook Executive Summary The S&P 500 declined 4.3% in the first quarter of 2025, with most losses occurring in March as economic uncertainty intensified. Inflation expectations rose sharply following the announcement of broad new tariffs, and the Federal Reserve (Fed) held interest rates steady, signaling a more cautious approach amid… Read more Q3 2025 Market Commentary + Outlook
What is a Trump Account? A New Federal Tool for Building Your Child’s Financial Future
As part of the One Big Beautiful Bill Act (OBBBA), the federal government has introduced a new long-term savings vehicle: Trump Accounts. Designed to help families invest in their children’s future, these accounts offer tax-deferred growth, broad funding eligibility, and a one-time federal contribution for eligible children born between 2025 and 2028. While technical guidance… Read more What is a Trump Account? A New Federal Tool for Building Your Child’s Financial Future
The Silent Vault of Digital Assets
In addition to traditional assets, such as bank and brokerage accounts, real estate and personal property, your balance sheet should also include your digital assets. The term ‘digital asset’ might conjure thoughts of cryptocurrency, but the scope is much broader. From PayPal and Venmo balances, to photo storage subscriptions, digital wallets, email accounts, and even… Read more The Silent Vault of Digital Assets
Crossing the Columbia: Why It’s No Longer a Simple Tax Win
For years, moving from Oregon to Washington was seen as a straightforward tax strategy for high-income earners and taxpayers anticipating an extraordinary taxable income event. Oregon’s high personal income tax rates made Washington’s lack of an income tax look like the clear winner. But as of 2025, the equation has shifted. With Washington’s relatively new… Read more Crossing the Columbia: Why It’s No Longer a Simple Tax Win
Beyond the 401(k): Unlocking the Power of a Cash Balance Plan
If you’re a business owner or high-income professional, you may have already hit the contribution limits on your 401(k), SEP, or SIMPLE IRA. That can be frustrating, especially if you’re in your peak earning years or trying to catch up on retirement savings. A cash balance plan offers another path. These plans allow for significantly… Read more Beyond the 401(k): Unlocking the Power of a Cash Balance Plan
One of the Most Powerful Planning Tools You’ve Probably Never Heard Of
High-earning business owners and executives are often limited by contribution caps on traditional retirement plans. One overlooked strategy, Restricted Property Trusts (RPTs), offer a way to lower today’s tax bill while building long-term, tax-advantaged wealth – when structured and maintained correctly. What Exactly are Restricted Property Trusts? Restricted Property Trusts are employer-sponsored benefit arrangements designed… Read more One of the Most Powerful Planning Tools You’ve Probably Never Heard Of
