Q1 2025 Market Commentary + Outlook
Q1 2025 Market Commentary + Outlook Executive Summary The S&P 500 declined 4.3% in the first quarter of 2025, with most losses occurring in March as economic uncertainty intensified. Inflation expectations rose sharply following the announcement of broad new tariffs, and the Federal Reserve (Fed) held interest rates steady, signaling a more cautious approach amid… Read more Q1 2025 Market Commentary + Outlook
Trumpenomics
Trumpenomics It would be seemingly disingenuous to discuss markets without addressing tariffs. They dominate headlines and fill our mental bandwidth with their unpredictability. However, it is important to avoid the temptation to chase the latest tariff headline and instead focus on the broader economic signals at work. In doing so, we must first revisit the… Read more Trumpenomics
The Business Valuation Process: Key Steps Every Owner Should Know
Title Ideas: The Business Valuation Process: Key Steps Every Owner Should Know Sarah spent the last 25 years building her family-owned manufacturing company. She started small, working out of a rented garage, and through dedication and smart decision-making, she grew it into a thriving business with 50 employees and millions in annual revenue. However, as… Read more The Business Valuation Process: Key Steps Every Owner Should Know
New 2026 Roth Catch-Up Rules Are Confusing – Here’s Clarity
New 2026 Roth Catch-Up rules are confusing – here’s clarity (with examples) Key Points: Employees earning less than $145,000 (indexed) can continue making pre-tax or Roth catch-up contributions in 2026. In 2026, Employees earning above the IRS threshold must make Roth catch-up contributions. The threshold is based on FICA wages, not the traditional HCE definition…. Read more New 2026 Roth Catch-Up Rules Are Confusing – Here’s Clarity
NAPA Recognizes Aldrich Wealth as a 2025 Top DC Advisor Team
NAPA Recognizes Aldrich Wealth as a 2025 Top DC Advisor Team LAKE OSWEGO, OR., MARCH 25, 2025– Aldrich Wealth, a registered investment advisor providing wealth management services to high net-worth individuals and investment management to corporate retirement plans, today announced the National Association of Plan Advisors (NAPA) has recognized the firm’s Corporate Retirement Plans’ team… Read more NAPA Recognizes Aldrich Wealth as a 2025 Top DC Advisor Team
Mitigating Liability as a Plan Sponsor: Your Role as a Fiduciary
Mitigating Liability as a Plan Sponsor: Your Role as a Fiduciary Managing Your 401(k) Plan: Key Fiduciary Responsibilities Offering a 401(k) is a powerful way to invest in your employees’ financial future but it comes with many legal and administrative responsibilities. As a plan sponsor, you must comply with regulations designed to protect employees’ retirement… Read more Mitigating Liability as a Plan Sponsor: Your Role as a Fiduciary
Market Volatility and Interest Rate Expectations: What Investors Should Know
Market Volatility and Interest Rate Expectations: What Investors Should Know Recent economic data has sparked concerns about slowing US growth, leading investors to bet on more interest rate cuts from the Federal Reserve (the Fed) this year. Markets are now pricing in three Fed rate cuts of 0.25% each for 2025, with growing debate over… Read more Market Volatility and Interest Rate Expectations: What Investors Should Know
Navigating Market Cycles: The Case for International Diversification
Executive Summary US large cap stocks, measured by the S&P 500, have been on an unprecedented run of outperformance versus international markets for well over a decade—longer than any previous cycle. A handful of domestic mega cap companies (the “MAG 7”) have driven much of the S&P 500’s recent gains, and the surge in the… Read more Navigating Market Cycles: The Case for International Diversification
Nicole Rice Recognized by Forbes as a 2025 Top Women Wealth Advisor Best-In-State
Nicole Rice Recognized by Forbes as a 2025 Top Women Wealth Advisor Best-In-State LAKE OSWEGO, OR, February 25, 2025 – Aldrich Wealth, a registered investment advisor (RIA) with over $6.5B assets under advisement, today announced Nicole Rice, Partner and Chief Growth Officer (CGO), was recognized by Forbes as a 2025 Top Women Wealth Advisors Best-In-State, ranking eighth in… Read more Nicole Rice Recognized by Forbes as a 2025 Top Women Wealth Advisor Best-In-State
The million dollar question: are you saving at the expense of living?
The million dollar question: are you saving at the expense of living? “Save for a rainy day” is a mantra most of us have grown up with. While the saying holds water, it’s all too easy to take a good idea to extremes. Not long ago, we met with a widow. She and her husband… Read more The million dollar question: are you saving at the expense of living?
Economic Shifts: How New Tariffs May Affect Markets
Economic Shifts: How New Tariffs May Affect Markets New Tariff Announcements and Global Responses Over the weekend, the administration announced a new round of tariffs to go into effect on Tuesday, prompting questions about potential market impacts and portfolio implications. President Trump declared a national emergency on his first day in office, which gave him… Read more Economic Shifts: How New Tariffs May Affect Markets
FAQs: Tariffs and Their Potential Impact
FAQs: Tariffs and Their Potential Impact What is a tariff? A tariff is a tax imposed by a government on imported goods. It is designed to make foreign products more expensive. Who pays the tariff? Tariffs are paid by importers—typically U.S. companies that bring goods into the country. While foreign exporters do not directly pay… Read more FAQs: Tariffs and Their Potential Impact
