Q4 2024 Market Commentary + Outlook
Aldrich Wealth’s Nicole Rice, Partner + Chief Growth Officer, and Darin Richards, Partner + Chief Investment Officer, provide quarterly market commentary and projections, offering a deeper dive into market performance from the last quarter of 2024 and insights on what to anticipate in 2025. Executive Summary The S&P 500 gained 2.4% during the fourth quarter of 2024,… Read more Q4 2024 Market Commentary + Outlook
End-of-Year Financial Planning Strategies: Insights from Aldrich Wealth
As the year winds down and holiday celebrations take center stage, it’s easy to overlook the financial opportunities that can help set the stage for long-term success. At Aldrich Wealth, we encourage our clients to take a proactive approach to year-end financial planning, leveraging strategic actions now to yield significant tax savings, bolster your financial… Read more End-of-Year Financial Planning Strategies: Insights from Aldrich Wealth
Portland Business Journal Names Aldrich Wealth in Oregon’s Most Admired Companies for 2024
On December 12, 2024, the Portland Business Journal held its annual Oregon’s Most Admired Companies awards ceremony to recognize the top ten companies of each category. Aldrich Wealth, a Registered Investment Advisory firm with over $6.5 billion in assets under management, was ranked eighth among Financial Services companies, marking its fourth consecutive year on the… Read more Portland Business Journal Names Aldrich Wealth in Oregon’s Most Admired Companies for 2024
Navigating Medicare Surcharges: A Guide to Minimizing IRMAA in Retirement
As you plan for retirement, healthcare is often one of the most significant expenses to consider. For individuals aged 65 and older, Medicare provides essential coverage for hospital stays, medical care, and prescription drugs. While most Medicare beneficiaries pay a standard premium, higher-income individuals may face an additional charge known as the Income-Related Monthly Adjustment… Read more Navigating Medicare Surcharges: A Guide to Minimizing IRMAA in Retirement
Casey McKillip Recognized by NAPA as a 2025 Top Retirement Plan Advisors Under 40
LAKE OSWEGO, OR, December 3, 2024 – Aldrich Wealth, a registered investment advisor (RIA) with over $6.5B assets under management (AUM), today announced Casey McKillip, Senior Retirement Plan Consultant, has been recognized by the National Association of Plan Advisors (NAPA) in its 2025 “Aces” List: Top Retirement Plan Advisors Under 40 for the fifth consecutive year. Additionally, for four consecutive years,… Read more Casey McKillip Recognized by NAPA as a 2025 Top Retirement Plan Advisors Under 40
Strategic Tax Planning for Mutual Fund Distributions
Understanding tax implications within a portfolio allows Aldrich Wealth to make informed decisions about asset allocation, timing of sales, and selection of investments. This approach aims to develop effective strategies that help optimize after-tax returns for our clients. One tax-saving opportunity we monitor at year-end is the capital gain distributions rolled off mutual funds. What… Read more Strategic Tax Planning for Mutual Fund Distributions
Kathy Peterson Recognized by NAPA as a 2024 Top Women of Excellence
LAKE OSWEGO, OR, November 14, 2024 – Aldrich Wealth, a registered investment advisor (RIA) with over $6.5B assets under management (AUM), today announced Kathy Peterson, Director of Corporate Retirement Plans, has been recognized by the National Association of Plan Advisors (NAPA) as one of the 2024 Top Women of Excellence for the second consecutive year. The NAPA Top Women of Excellence… Read more Kathy Peterson Recognized by NAPA as a 2024 Top Women of Excellence
Don’t Leave it to Chance: Appoint a Trusted Contact
This article originally appeared in Aldrich Community, a client experience offering from Aldrich Wealth. If you have a friend or family member who lives alone, you’ve likely experienced the angst of being unable to reach them at one time or another. In those situations, having a second point of contact can be a major relief,… Read more Don’t Leave it to Chance: Appoint a Trusted Contact
What You Need to Know About Taxation of Capital Gains Starting in 2026
The preferential capital gains tax rates provided by the Tax Cuts and Jobs Act (TCJA) are set to expire as of December 31, 2025. These changes could impact a wide range of investors, from individual stockholders to real estate investors. Understanding these adjustments is crucial for effective tax planning, financial planning, and investment strategy. Understanding… Read more What You Need to Know About Taxation of Capital Gains Starting in 2026
Q3 2024 Market Commentary + Outlook
Aldrich Wealth’s Nicole Rice, Partner + Chief Growth Officer, and Darin Richards, Partner + Chief Investment Officer, discuss Q3 market performance, what to anticipate during the national election, and for the remainder of 2024. https://player.vimeo.com/video/1021077146?badge=0&autopause=0&player_id=0&app_id=58479 Executive Summary The S&P 500 grew 5.9% during the third quarter of 2024, with 10 of the 11 underlying sectors gaining. Utilities… Read more Q3 2024 Market Commentary + Outlook
Navigating the IRS’s Finalized Regulations for Inherited IRAs
On July 18, 2024, the IRS released its long-anticipated finalized regulations concerning inherited IRAs Federal Register: Required Minimum Distributions. These regulations provide much needed clarity following the extensive changes introduced by the SECURE Act of 2019, which altered the landscape for individuals inheriting IRAs. While the final regulations largely align with the proposed rules issued… Read more Navigating the IRS’s Finalized Regulations for Inherited IRAs
SECURE Act 2.0: 2025 Changes to 401(k) Catch-Up Contributions
SECURE Act 2.0: 2025 Changes to 401(k) Catch-Up Contributions The landscape of 401(k) plans is set to undergo significant changes in 2025, due to provisions of the SECURE Act 2.0. To ensure smooth transitions and continued compliance it is important to stay ahead of these changes. One of the most notable shifts pertains to catch-up… Read more SECURE Act 2.0: 2025 Changes to 401(k) Catch-Up Contributions
