Insurance Consulting
Are You Prepared for the Various Costly Hardships That Could Happen Throughout Life?
We understand the importance of mitigating the risks of hardships that could affect your long-term financial plan.
We have a team of experts that can help you identify which safeguards may be right for you as you plan for your future.
Life and Disability Insurance
Protecting your family and your nest egg is important. You work hard, save diligently and have dreams for your future. Your plan will provide analysis of any existing life and disability coverage and provide you with recommendations for changes if necessary.
Your plan will answer questions such as:
- If I die or become disabled, how much does my family need to replace my future income and retirement contributions?
- Would my family be able to eliminate debt?
- If I’m disabled, how much income would I receive and for how long?
Long-term Care Insurance
The achievement of your retirement goals could be greatly influenced by unexpected healthcare expenses. An analysis of your projected future assets and an assessment of your options will provide peace-of-mind as you plan for the future.
Your plan will answer questions such as:
- How much does it cost for different levels of care?
- Do I have the funds to self-insure or should I look into LTC insurance?
- What does Medicare cover and what would I need to cover on my own?
- At what age should I consider purchasing insurance?
Meet Our Professionals
Director of Financial Planning
Tawny Ramones, CFP®, CPA, CEPA®
Aldrich Wealth LP
Tawny Ramones specializes in comprehensive financial planning for individuals, families, and business owners. As Director of Financial Planning, she helps clients evaluate the financial impact of important decisions and develop strategies related to retirement, business transitions, insurance, estate planning, and wealth transfer. She works with clients on a variety of complex planning matters, including business… Read more Tawny Ramones, CFP®, CPA, CEPA®
Tawny's Specialization
- Financial planning
- Wealth management
- High-net-worth individuals
- Certified Public Accountant
- CERTIFIED FINANCIAL PLANNER™
- Certified Exit Planning Advisor®
Partner + Director of Aldrich Wealth Family Office
Abbey Rollins, CFP®
Aldrich Wealth LP
Abbey Rollins joined Aldrich Wealth in 2007 after five years at a traditional brokerage firm. She was drawn to the firm’s commitment to personal financial planning, an area not emphasized in the brokerage industry. Soon after joining Aldrich Wealth, Abbey earned her CERTIFIED FINANCIAL PLANNER™ practitioner designation (CFP®) and helped expand the firm’s financial planning… Read more Abbey Rollins, CFP®
Abbey's Specialization
- Hight-net-worth families, business owners, and medical practitioners
- Series 66 security exam
- Certified Financial Planner™
Partner + Lead Advisor
Kayla Cook, CFP®, MBA
Aldrich Wealth LP
Kayla Cook joined Aldrich Wealth in May 2014. Since then, Kayla has thrived on educating clients, helping them feel empowered to make informed choices and learn the language of finance. With many years of experience in the financial industry, she has developed a deep understanding of the complex economic landscape. She has helped countless clients… Read more Kayla Cook, CFP®, MBA
Kayla's Specialization
- CERTIFIED FINANCIAL PLANNER™
- High net worth families, business owners, and physicians
- Comprehensive financial planning and wealth management
