Aldrich Executive
A Well-Defined Plan for a Comfortable Future
Dedicated financial partners
As a corporate executive, you face unique financial opportunities and challenges. At Aldrich Wealth, we take a holistic team-based approach that focuses on helping you navigate your multifaceted financial needs to help ensure that you make prudent decisions and achieve all of your financial goals. Your team of professionals will include wealth managers, financial planners, and tax professionals who will guide you with expert advice and integrated services to whatever degree of complexity your situation requires.
Client Success Story
Your financial plan will address several specific areas of concern for many corporate executives.
Financial Planning
We will gain a deep understanding of your unique financial picture and create a comprehensive financial plan that will form the foundation for all future decisions. As part of this process, we will take into consideration your various forms of compensation and address specific areas of concern, allowing you to focus on what matters most. Your investment allocation and long-term tax strategy will be closely integrated with your overall financial plan.
Equity Awards
As a high-level employee, you may be compensated in part with equity awards. There are many different forms each with its own set of rewards, risks, and tax consequences to consider. Your team will be well versed in equity compensation and will provide you with a customized solution to manage your equity awards while taking into consideration liquidity needs, tax consequences, and trading restrictions. We regularly advise executives on:
- Stock Options (Nonqualified and Incentive Stock Options)
- Restricted Stock and Section 83(b) elections
- Employee Stock Purchase Plans
Investment Management
Sound investment management is critical to achieving your financial goals. At the center of our investment management process is our investment committee which will design, implement and manage your portfolio. This structure allows for thoughtful execution of our investment principles and policies.
If you are compensated with equity awards, you may also find that a significant portion of your net worth is tied to your company stock which can pose a substantial risk and present the need to diversify. We can create a customized diversification strategy to address the risk of the concentration in your investment portfolio. Any reduction in company stock would then be done tax efficiently over time while also ensuring that you satisfy any trading restrictions.
Tax Services
Effective tax planning allows you to keep more of what you have earned. We are uniquely positioned with tax professionals who can assess your overall tax situation and give you advice on when you should exercise your stock options, how stock awards will impact your tax liability, and whether you should hold or sell your company stock. We can also evaluate your income streams and help you determine the optimal amount of income you need to defer each year to mitigate your tax liability and maximize your after-tax returns.
Insights for Aldrich Executives
Meet Our Professionals
Abbey joined Aldrich Wealth in 2007, after spending five years at a traditional brokerage firm. Abbey’s goal was to focus on personal financial planning, which was not a service valued in the brokerage industry. Shortly after joining the firm, Abbey obtained her CERTIFIED FINANCIAL PLANNER™ practitioner designation (CFP®) and greatly expanded the financial planning services…
Abbey's EXPERTISE
- High net worth families, business owners and medical practitioners
- Series 66 security exam
- Certified Financial Planner™
