Financial Planning
How Will You Define Success in Your Lifetime?
Do you have a plan?
Financial planning is an ongoing process. As your needs in life change, so does the help you require. We help you balance your dreams for the future with the strategic financial solutions that will get you where you want to go. By helping you create a financial plan, we will provide you with the comfort and confidence you need to make major financial decisions throughout your lifetime.
Retirement Planning
Planning for retirement can be both exciting and overwhelming. We dedicate time to listening to your goals. Your financial plan will provide analysis and recommendations tailored to you and will be the framework for your future financial decisions. In addition, your plan will answer questions such as:
- Will my current savings strategy put me on track to reach my desired retirement date?
- Do I have the right mix of investments to help me reach my goals?
- Does it matter when I take Social Security?
- If I want to travel or purchase a second home, how can I be sure I won’t run out of money later in life?
Investments
Your investment portfolio is an integral factor in achieving your retirement goals. Having assets working for you in the most tax-efficient way possible will give you the best opportunity to achieve your goals. You will answer questions such as:
- Do I have the right overall mix of stocks and bonds in my accounts?
- Are my holdings tax-efficient?
- How will I use my investment accounts to fund my retirement spending?
Education Funding
Providing educational opportunities for children or grandchildren can be a wonderful gift. As education expenses continue to rise, strategic planning becomes essential. Your plan will answer questions such as:
- What are college costs projected to be in the future?
- How much do I need to save each month or each year to meet my goal?
- Should I use a 529 plan or is there a better way to accumulate money for education?
- How should I invest the money?
Financial Planning Resource Library
Our Financial Planning Resource Library, developed by our team of financial planning experts, includes topics ranging from estate planning to education savings to Roth strategies. We have a variety of resources to help educate you as you elevate your financial plan.
Meet Our Professionals
Director of Financial Planning
Tawny Ramones, CFP®, CPA
Aldrich Wealth LP
Tawny specializes in developing and implementing comprehensive financial plans that provide clients the best opportunity to achieve their cash flow, investment, insurance, and estate planning goals. Prior to her career in financial planning, she concentrated on strategic tax planning and compliance for high-net-worth individuals. Tawny received a Bachelor of Science degree in business administration with… Read more Tawny Ramones, CFP®, CPA
Tawny's Specialization
- Financial planning
- Wealth management
- High-net-worth individuals
- Certified Public Accountant
- CERTIFIED FINANCIAL PLANNER™
Senior Financial Planner
Tom Gilbers, CFP®
Aldrich Wealth LP
Tom joined Aldrich Wealth in 2020. In his capacity as a financial planner, Tom helps clients to create a road map to fulfilling their personal goals. Tom particularly enjoys helping people envision the future they want for themselves and strategizing the many different ways they can get there. Before joining Aldrich Wealth, Tom worked in… Read more Tom Gilbers, CFP®
Tom's Specialization
- Financial planning
- Wealth management
- High-net-worth individuals
- CERTIFIED FINANCIAL PLANNER™
Financial Paraplanner
Travis Schiele
Travis Schiele joined Aldrich Wealth in 2023 as a Financial Paraplanner for the Financial Planning Team. Prior to becoming a full-time staff member, Travis had been an intern with Aldrich Wealth since the summer of 2022, demonstrating his commitment to enhancing his education with real-world experience. In his current role, Travis strives to provide financial literacy… Read more Travis Schiele
Travis's Specialization
- Financial planning
- High net worth individuals
